The Payments Blog

Discover the impact of the RBA surcharge ban and the $24 billion tokenization prize. Learn how these RBA surcharge changes affect your business.

If you’ve been keeping an eye on the payment landscape lately, you’ll know that the old "just get me the lowest rate" pitch is officially dead. As we move deeper into 2024 and look toward 2026, the game has shifted. It’s no longer just about having the broadest coverage; it’s about who can provide the most value outside of the actual transaction. Dwayne Gefferie recently broke down the 'Payments Strategy 2026', and the insights are a wake-up call for anyone in the merchant ac

If you still think of Mastercard as just a "credit card company," you’re looking at a version of the financial world that’s rapidly disappearing in the rearview mirror. Based on the recent deep-dive analysis by Dwayne Gefferie, Mastercard’s 2026 strategy isn't just a slight pivot: it’s a massive, three-dimensional repositioning. They are moving away from the crowded, commoditised domestic markets of the West and doubling down on three specific pillars: International, Digital,

You paid an influencer. The post went viral. The likes rolled in. The comments were buzzing. Your follower count jumped. But did anyone actually buy anything from your shop? If you run a brick-and-mortar store, whether it's a café, boutique, or retail space, you've probably asked yourself this exact question. And if you're honest, you've probably just shrugged and said, "I think it worked?" That's the problem. You shouldn't have to guess. The Frustration: "I Spent $2,000 a

Here's the thing: your customers aren't just scrolling TikTok or Instagram for entertainment anymore. They're shopping. And if you're not ready to meet them where they are, then send them smoothly into your store or checkout, you're leaving money on the table. Welcome to the era of the Social POS , where social media isn't just a marketing channel. It's your storefront, your salesperson, and your inventory system all rolled into one. And it's happening whether you're ready or

If you run a café, restaurant, bar, or hotel, you know the drill. Peak hour hits, the kitchen's slammed, stock runs low at the worst possible moment, and your best regular walks in expecting you to remember they're gluten-free and hate coriander. Meanwhile, you're trying to figure out why Thursday nights are dead and Saturday lunch is chaos. Welcome to hospitality in 2026, where a modern POS isn't just a glorified cash register anymore. With AI baked in, it's turning into the