Fractional Roles for the Payments Industry

Looking to grow your team without the Full Time Cost?
What Is Fractional Leadership?
Fractional leadership gives you experienced executive capability without a full-time hire.
Senior leaders are engaged on a part-time, interim, or project basis to provide strategic direction, leadership, and deep domain expertise - exactly when you need it. The model delivers impact without increasing permanent headcount.
It’s a natural fit for Australia’s tech and fintech ecosystem, where speed, flexibility, and capital efficiency matter.
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Why Fractional Works
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Agile by design
Move fast through growth, funding, product launches, or structural change - without slowing the business down.
Cost-efficient
Access senior capability without long-term salary commitments, recurring fixed costs, or intricate bonus arrangements.
Experience on demand
Bring in leaders with decades of experience across complex payments, platforms, and regulated environments - without needing them full-time.
Lower hiring risk
Scale engagement up or down as needs change, reducing the risk and disruption of the wrong permanent hire.​​​
Fractional Head of Payments
Fractional Head of Risk & Compliance
Fractional Payments Strategy Advisor
Senior ownership of payments strategy across your business.
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Best suited for:
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POS platforms, PayFacs, and marketplaces
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Businesses scaling transaction volumes
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Platforms reviewing or changing PSPs, acquirers, or gateways
Focus areas:
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End-to-end payments strategy
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PSP, acquirer, and scheme selection
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Commercial and pricing oversight
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Payments governance and operating model design
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Executive and board reporting
Strategic oversight of risk without building a full compliance organisation too early.
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Best suited for:
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Aspiring or existing PayFacs
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Marketplaces managing third-party sellers
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Platforms under scheme or bank scrutiny
Focus areas:
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Chargeback and fraud risk frameworks
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Monitoring and escalation models
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MCC strategy and scheme alignment
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KYC / KYB governance (oversight, not execution)
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Regulator, scheme, and sponsor-bank/ acquirer expectations
High-impact advisory support for founders, executives, and boards navigating complex payments decisions.
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Best suited for:
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Early-stage platforms making foundational payments and card-issuing decisions
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Businesses exploring issuing, embedded finance, or new payment models
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Boards seeking independent payments expertise
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Investor, sponsor bank, or partner due diligence
Focus areas:
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Payments and card-issuing architecture decisions
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RFP design, vendor evaluation, and shortlisting
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Partner selection, commercials, and negotiation strategy
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Risk and compliance posture across acquiring and issuing
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Board-level decision support and executive alignment