The Payments Blog

The one-line version of the whole thing: the 2018-2021 mega-mergers bought scale. This wave buys scope. Part 1: The scale wave and why it didn't deliver Start with the deal that says it all. On 15 June 2026, Nuvei agreed to buy Payoneer for $2.75 billion. At first glance, it looks like a basic bulking-up move. It is not. Nuvei's own release made the point clearly: the combined company will let businesses "accept, hold, and move money, including stablecoin transactions, acro

For years, the payment industry has been obsessed with one thing: cost. When a merchant looks for a new payment provider, the first question is usually, "What’s your take rate?" It’s a race to the bottom where everyone is trying to shave a few basis points off the transaction fee. In this world, payments are treated like plumbing. You want the pipes to be invisible, the water to flow, and the bill to be as low as possible. But here’s the problem: if your plumbing is cheap but

If you’ve spent any time in the payments world over the last decade, you know the name of the game has always been "volume." More transactions meant more fees, and more fees meant a happy board of directors. But as we move through 2026, the giant in the room: Visa: is changing the rules of the game. For decades, Visa was the world’s most efficient postman. They took a message (the transaction), delivered it to the right person, and made sure everyone got paid. But the "postma

If you’ve been keeping an eye on the payment landscape lately, you’ll know that the old "just get me the lowest rate" pitch is officially dead. As we move deeper into 2024 and look toward 2026, the game has shifted. It’s no longer just about having the broadest coverage; it’s about who can provide the most value outside of the actual transaction. Dwayne Gefferie recently broke down the 'Payments Strategy 2026', and the insights are a wake-up call for anyone in the merchant ac

Just two days ago, Visa dropped a bombshell at SIBOS 2025 that's got the fintech world buzzing. They've announced a new stablecoin...

What Are Invisible Payments? Imagine you’ve just finished your ride with Uber. You hop out of the car, thank the driver, and walk...

Understanding Payment Orchestration Have you ever wondered how online payments work so seamlessly? Behind every consumer’s swipe,...