It’s officially March 2026, and if you’ve been keeping an eye on the news, you know that the "One Big Beautiful Bill Act" (OBBBA) has finally kicked into gear. Signed into law last July, this massive piece of legislation is now live, and it’s arguably one of the most significant shifts in economic policy we’ve seen in decades. Whether you’re a business owner, a fintech founder, or just someone trying to manage your personal budget, the OBBBA is going to land in your wallet one way or another....

Remember 2010? It was the era of the "Platinum" plastic card. If you pulled out a co-branded airline card at a dinner party, it said something about you. You were a jet-setter, a savvy accumulator of points, a person who understood the "game". Issuers loved it too. The formula was simple: partner with a big airline or a massive petrol station chain, slap a logo on a piece of plastic, offer 1 point per dollar, and watch the interchange revenue roll in. Fast forward to today, Sunday, 22nd of...

If you’ve spent more than five minutes in the payments industry, you know that the Card Issuer is the king of the castle. They hold the keys to the kingdom. When a transaction happens, they are the ones who ultimately say "Yes" or "No." They are the final gatekeepers of the money. But here’s the kicker: despite having all the authority, the issuer is often the most uninformed person in the room. Imagine being a judge in a high-stakes court case, but you’re only allowed to look at the...